Railway travel is super convenient and comfy. In India, when folks need to go on long trips, most choose trains over flights because it’s just easier. A lot of people like to book their train tickets in advance. There are two ways to do this: online or offline.
For offline bookings, you’ll need to head to the railway booking counter and fill out a reservation form. If you prefer online, you can use the IRCTC app or their official website. Usually, when you book a ticket, you have to pay upfront. But now, there’s a cool option where you can book tickets without paying right away. Let’s dive into what this new feature is and how you can take advantage of it.
Buy Now, Pay Later option for railways
If you’re a frequent train traveler, the Indian Railways’ new feature could be a game changer for you. With this, you can book a train ticket even if you’re short on cash. This is thanks to the new Buy Now, Pay Later scheme. Basically, you can secure your ticket first and worry about the payment later.
After a certain period, it’s time to settle the payment for your ticket booking. Similar to the Pay Later option available on Flipkart, Indian Railways also provides a convenient facility for its passengers.
This Buy Now Pay Later scheme is particularly helpful for those who may not have the funds available at the time of booking their train tickets. You can access this option when you book tickets through the IRCTC app or website.
It’s important to note that this option is exclusively available for online bookings and cannot be used for offline transactions. Once you book your ticket, you have a 14-day window to complete the payment without any additional charges. However, if you miss this deadline, a service fee of 3.5% will apply.