SBI Cash Back Card: At present, almost everybody has their own bank account. There are many banks around our country. But the State Bank of India (SBI) is always a trustworthy name among common people. SBI offers various schemes for investment with guaranteed return and security.

Apart from savings schemes and mutual fund investments (which are subject to market risk), the bank also provides many other services like cash back cards. Very few people know that SBI has different types of cards. In general, we use a debit card or credit card, but there are many more types of cards that the bank offers. For example, we can say lifestyle card, shopping card, reward card, travel and fuel card, and many others. Today, in this article, we’ll talk about the SBI Cash Back Card.

What are the benefits of having this card, how to apply, etc.? We will know step by step in this article

To get an SBI cash back card, you need to keep some documents. For an application, you have to visit the SBI official website, or you can simply type ‘SBI Card’ on Google and search. From the SBI Card option, you have to click on the ‘Reward’ card option. From here you can apply easily.

Required documents:

PAN, Aadhaar number, Photograph, Bank account details.

Benefits of having an SBI cashback card (all information has been gathered from the official website):

Card Cashback: 5% cashback on online*

Spends without any merchant restriction: 1% cashback on offline* spends(Cashback not applicable on Merchant EMI & Flexi pay EMI transactions and on the following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways, etc.)

Hassle-free: Card cashback will be auto-credited to your SBI Card account within two working days of your next statement generation. (For details, please see Cardholders T&C)

Spend-Based Reversal: Reversal of renewal fee on annual spends of Rs. 2 lakh

Fuel Surcharge Waiver: 1% Fuel Surcharge Waiver across all petrol pumps in India. (applicable on transactions of Rs. 500 – Rs. 3,000, exclusive of GST and other charges. Get a maximum surcharge waiver of Rs. 100 per statement cycle per credit card account.