What Is the Instant Process to Check Your HDFC Credit Card Balance? Explore 5 Easy Methods

The use of credit cards is increasing in the country. Nowadays, most people use credit cards for both small and big expenses. It is also important to know the remaining balance on your card.

If you have an HDFC Bank credit card, you can check its balance in these 5 easy ways. Throughout this article, we will share all the details regarding these steps.

5 Best Ways to Check Your HDFC Credit Card Balance

1. Via SMS

• Send an SMS from your registered mobile number.
• Type CCBAL XXXX (where “XXXX” is the last 4 digits of your credit card).
• Send the SMS to 5676712.
• You will receive your credit card balance details.

2. Via Net Banking

• Log in to the HDFC Net Banking portal using your credentials.
• Select the Cards section from the menu.
• You can check your credit card balance from the dashboard.

3. Via HDFC Bank Mobile App

• Download and install the HDFC Bank Mobile App on your device.
• Enter your login credentials.
• Select the Credit Cards option from the main menu.
• You will see your card balance, unbilled transactions, and other details on the home screen.

4. Via Customer Care Helpline

• Call HDFC customer care at 61606161.
• Follow the IVR instructions provided.
• Enter the required details when prompted.
• You will receive your credit card balance details during the call.

5. Through ATM

• Visit the nearest HDFC Bank ATM.
• Insert your HDFC credit card into the machine.
• Select the View Statement option from the menu.
• Your statement balance will be displayed on the ATM screen.

How to Apply for an HDFC Credit Card Online?

An HDFC credit card offers several benefits, such as rewards, discounts, and cashback on transactions. These perks help you save money while enjoying extra advantages.

Here’s a simple step-by-step guide to applying for an HDFC credit card online:

1. Visit the HDFC Bank website and go to the homepage.
2. Scroll down and find the ‘Pay’ tab, then click on ‘Credit Cards’.
3. Click on the ‘Apply Now’ button.
4. Fill in your personal and income details in the application form.
5. Review the details and click the ‘Submit’ button.
6. The bank will contact you to verify the provided details.
7. Once your details are verified, the credit card will be issued.