The Pashu Kisan Credit Card Scheme was introduced by the Haryana Government in 2022. Under this scheme, farmers engaged in animal husbandry can avail of loans ranging from Rs 1.6 lakh to Rs 3 lakh without any collateral. The interest rate on these loans is just 4%, with an additional 3% discount provided by the government. In this article, we will share all the details if you want to benefit from this scheme, including how to apply for the Pashu Kisan Credit Card, necessary documents, official website, eligibility, benefits of the scheme, and recent updates.
About Pashu Kisan Credit Card Yojana 2025
The Haryana government has launched the Pashu Kisan Credit Card Yojana to promote animal husbandry and double the income of farmers in the state. The loan amount available through this credit card will depend on the type of animal. For instance, a cow rearer can receive a loan of up to Rs 4,783 per cow, while a buffalo rearer can get up to Rs 6,249 per buffalo. With this credit card, farmers will not have to rely on others for the care and treatment of their animals. They will be able to provide timely medical attention to their animals using the credit card.
Benefits of Pashu Kisan Credit Card Yojana
The Pashu Kisan Credit Card Yojana provides animal husbandry farmers with the opportunity to grow their business. Key benefits include:
- Loan of up to Rs 1.6 lakh without any collateral.
- The loan is offered at a low interest rate of just 4% (compared to the usual 7% by banks).
- The loan must be repaid within 1 year to qualify for the next disbursement.
- The loan helps farmers take better care of their animals and expand their business by purchasing new animals.
- If the loan exceeds Rs 1.6 lakh, higher interest rates may apply.
Eligibility Criteria for Pashu Kisan Credit Card
To apply for the Pashu Kisan Credit Card, applicants must meet the following criteria:
- The applicant must be a permanent resident of Haryana.
- The applicant must own animals.
- The animals for which the loan is requested must have insurance and a health card.
Required Documents for Pashu Kisan Credit Card
Applicants need to provide the following documents:
- Aadhar Card
- PAN Card
- Domicile Certificate
- Identity Card
- Mobile Number
- Passport-sized Photograph
- Animal insurance and health card
How to Apply Online for Pashu Kisan Credit Card Yojana?
To apply online, visit your nearest CSC (Common Service Centre). The online form can be filled out at the centre. The Pashu Kisan Credit Card will be issued by banks appointed by the government.
How to Apply Offline for a Pashu Kisan Credit Card?
To apply offline, follow these steps:
- Visit your nearest bank.
- Inquire about the Pashu Kisan Credit Card.
- Get the application form from the bank, fill it out, and attach all required documents.
- Complete the KYC process at the bank after submitting your application.
- If eligible, you will receive the Pashu Kisan Credit Card within 30 days.
Which Banks Offer the Pashu Kisan Credit Card?
The Pashu Kisan Credit Card is offered by top banks such as:
- Axis Bank
- HDFC Bank
- State Bank of India
- Other prescribed banks