Even in this online and digital age, we sometimes need cash. However, it’s not always convenient to carry an ATM card with you. But here, we will tell you how to withdraw cash from an ATM machine without needing an ATM card.
Withdraw Cash Without an ATM Card
You can withdraw cash without an ATM card using methods like UPI, mobile banking apps, or the token system provided by banks. Here are some methods to do so:
1. Mobile Banking
Withdrawing cash through a mobile banking app is a convenient and secure way to access money without an ATM card. Most banks offer this feature.
How to Use Mobile Banking for Cash Withdrawal:
- First, log in to your bank’s mobile app and look for the “Cardless Cash Withdrawal” or a similar option.
- Enter the amount you wish to withdraw and confirm the request.
- The app will generate a unique transaction code or OTP (One-Time Password) to complete the process.
What to Do at the ATM:
- Visit any ATM that supports cardless cash withdrawal.
- Select the “Cardless Withdrawal” option on the ATM screen.
- Enter the required details like the transaction code or OTP, your registered mobile number, and the amount.
- The ATM will verify the details and dispense the cash.
Safety Tip:
This method is safe as it doesn’t require your card PIN, and the generated codes are valid for a limited time. Always use a trusted and official banking app.
2. UPI-Based ATM Withdrawal
You can also withdraw cash using UPI at UPI-enabled ATMs. Follow these steps:
How to Use UPI for Cash Withdrawal:
- Go to a UPI-enabled ATM and select the “Cardless Withdrawal” or “UPI Cash Withdrawal” option.
- Open your UPI app (such as Google Pay, PhonePe, Paytm, or BHIM).
- Scan the QR code displayed on the ATM screen and enter the amount.
- Confirm the payment using your UPI PIN, and the ATM will release the cash.
By following these methods, you can withdraw cash without the need for an ATM card.